Sheriff Foreclosure Sales
Conditions of Sale
- Each property is sold subject to restrictions of record which are unknown to the Sheriff at this time and subject to any unpaid taxes and water bills or assessments, and such state of facts as an accurate survey and physical inspection of the premises may reveal.
- The highest bidder at the sale shall be the purchaser. If any dispute arises as to who may be the highest bidder, the property will be resold.
- If you are the successful bidder on a property you are required to post a deposit of 20% of the total bid price in the form of a certified check IMMEDIATELY after the close of the sale. NO CASH, COMPANY, AGENCY OR PERSONAL checks will be accepted.
- The balance of the bid is due and payable within 30 days from the date of the sale. Lawful interest is charged on the balance due from the 11th to the 30th day.
- If you purchase personal property at the chattel sale, the full amount of the purchase must be paid at the time of the sale. The Bill of Sale will be provided as soon as possible.
- The Sheriff’s Fees will be deducted from the Purchase Price, but the purchaser is responsible for the payment of the Realty Transfer Tax.
- The Purchaser will sign an Acknowledgment of Purchase and these Conditions of Sale. If the Purchaser fails to comply with any of these Conditions of Sale, the property will be sold a second time and the former Purchaser will be held responsible for all losses and expenses, but will receive no benefit from such sale.
- Plaintiffs are not allowed to announce their upset price. You must obtain this information from the plaintiff prior to the sale.
- Any listed sales that are not announced today for auction have been adjourned settled and/or cancelled.
Please turn your cellphone to vibrate. If you must take or a call or need to discuss any matter with another person, please leave the court room to do so.
About Sheriff Sales
The Sheriff is a ministerial officer of the Court
He is without power to make any terms except those authorized and prescribed by
the court. He conducts and adjourns sales in accordance with State Statues and Court
It is recommended that you consult an attorney before bidding on a property at a
Foreclosure Sale. This office cannot recommend a particular attorney to you.
Foreclosure Sales are for real property only; not structures. We do not know whether
there is a structure on that property or if that property is inhabited. Further,
we cannot give permission for any perspective bidders to enter and inspect any structure
rule of Caveat Emptor (Let the buyer beware) is fully applicable to all Foreclosure
If the property is occupied it is your responsibility to have the occupants removed.
All properties sold at auction are advertised on Mondays and Tuesdays in the Jersey
Journal and The Star Ledger. Advertisements appear once a week for four weeks prior
to the initial date of sale.
The Sheriff’s Office does have a list of properties to be sold for general distribution.
A copy of each advertisement is kept on display for public viewing at the Sheriff’s
Business Office. You may copy from our Listings, or refer to the Jersey Journal
or Star Ledger.
Sales of property are “open type” auction sales. Sealed or mailed bids are not accepted.
The Plaintiffs opens with a bid of S100. At the conclusion of the sales session,
you will be asked to step forward, identify yourself, and present your good-faith
deposit. Properties are sold to the highest bidder.
The successful bidder must post a deposit of 20% of the total bid price at the close
of the sale. The balance is due within 30 days of the sale. Additional time is not
granted to obtain a mortgage.
If a purchaser does not complete the sale, he/she can be held liable for all losses
and expenses and may lose all or a portion of his/her deposit.
To determine what funds you may need as a deposit, you must estimate what your highest
bid would be. Your deposit (certified check only) must be 20% of that amount. Certified
checks should be made payable to yourself. If you are the successful bidder, you
would then endorse the check to the “Office of the Sheriff”.
The purchaser will receive a Sheriff’s Deed, upon full payment of the purchase price.
This deed may not give clear title to the property. In order to obtain clear title,
all and encumbrances must be satisfied.
If you are interested in a particular piece of property, we recommend a title search
before you bid. Title searches are conducted by private firms. Listings for such
firms can be found in the yellow pages of the telephone directory. We cannot recommend
a firm to you. They charge a fee. In most cases, the property, even after a sale,
can be redeemed by the defendant within 10 days of the sale. By law, the defendant
may also declare bankruptcy within the same period. If this is done, the sale is
put on hold until the court makes its decision.
Redemptions, adjournments, settlements or bankruptcies may cause a sale to be cancelled
or postponed. We recommend that you call the Sheriff’s Business Office on the scheduled
date of sale to determine the status of the sale.
To speed your inquiry on a specific piece of property, it is helpful if you refer
to the property by its reference at the top of the legal advertisements.
Further assistance is available through the Sales Department of the Sheriff’s Office.
Sales are conducted on Thursdays, Promptly at 2pm in a designated courtroom.
It is recommended that you arrive early in order to hear all pertinent announcements
regarding the sales.